The Asian Development Bank has been tracking a number for years that deserves far more attention outside trade finance circles than it gets: the global trade finance gap, most recently estimated at roughly $2.5 trillion annually (earlier survey years put it closer to $1.5 trillion, so treat the
Buy Now, Pay Later spent the last decade being a consumer story - Klarna, Affirm, Afterpay, letting shoppers split a mattress purchase into four payments. If you're in B2B finance, it was easy to dismiss as irrelevant to your world, where trade credit has existed in some form for
I wrote a piece a while back about DSO being a metric CFOs are getting wrong - the short version being that a single aggregate number hides more than it reveals about where cash is actually stuck. I still believe that. But I've had enough conversations since then to
Three years ago, "tariff whiplash" wasn't a phrase anyone needed. Tariff schedules changed occasionally, predictably, through formal processes with comment periods and phase-in windows you could actually plan around. That world is gone. I've now watched multiple clients get hit with rate changes
Three years ago, "tariff whiplash" wasn't a phrase anyone needed. Tariff schedules changed occasionally, predictably, through formal processes with comment periods and phase-in windows you could actually plan around. That world is gone. I've now watched multiple clients get hit with rate changes
title: "Agentic AI in AR: Separating Hype From What's Actually Shipping in 2026" category: "AI in Finance/AR" author: "Dan Levin" target_keywords: * agentic AI accounts receivable * AI agent accounts receivable * agentic AI finance 2026 * AI AR automation * what is agentic AI
title: "Why Collection Agencies Are Becoming Obsolete" category: "Collections & AI" author: "Dan Levin" target_keywords: * collection agencies obsolete * B2B debt recovery * AI collections vs collection agency * in-house collections automation * future of debt collection Why Collection Agencies Are Becoming Obsolete Let me tell
title: "Multi-Currency Receivables: The Operational Nightmare Nobody Talks About" category: "Cross-Border Finance" author: "Dan Levin" target_keywords: * multi-currency receivables * FX risk accounts receivable * cross-border receivables management * multi-currency aging report * currency risk B2B Multi-Currency Receivables: The Operational Nightmare Nobody
title: "Working Capital as a Service: The New Fintech Category" category: "Fintech & Innovation" author: "Dan Levin" target_keywords: * working capital as a service * WCaaS fintech * embedded working capital * API-driven working capital * fintech lending B2B Working Capital as a Service: The New Fintech
title: "Incoterms and Payment Risk: What Your Sales Team Doesn't Understand" category: "Trade Operations & Risk" author: "Dan Levin" target_keywords: * incoterms payment risk * incoterms accounts receivable * FOB CIF DDP payment terms * incoterms and trade finance * sales terms payment risk Incoterms and
title: "AI-Powered Dunning: Why Smart Collection Sequences Are Replacing Spreadsheet Follow-Ups" category: "Collections & AI" author: "Dan Levin" target_keywords: * AI-powered dunning * smart collection sequences * automated dunning process * AI collections B2B * dunning optimization AI-Powered Dunning: Why Smart Collection Sequences Are
title: "Supply Chain Finance vs. Factoring vs. Invoice Discounting: The CFO's Decision Guide" category: "Working Capital & Finance" author: "Dan Levin" target_keywords: * supply chain finance vs factoring * invoice discounting vs factoring * supply chain finance explained * factoring vs invoice discounting * CFO working
Customer-to-Cash
title: "Real-Time Payments Are Coming for B2B. Your AR Team Isn't Ready." category: "Payments & Infrastructure" author: "Dan Levin" target_keywords: * real-time payments B2B * FedNow B2B payments * instant payments accounts receivable * real-time payment rails * B2B payment infrastructure Real-Time
Customer-to-Cash
title: "The 90-Day Rule: How to Predict a Bad Payer Before They Cost You" category: "Credit Risk Management" author: "Dan Levin" target_keywords: ["predict bad payer B2B", "payment risk early warning", "buyer payment behavior analysis", "B2B
Customer-to-Cash
title: "Stablecoins in B2B Trade: Hype vs. Reality for Receivables Teams" category: "Payments Innovation" author: "Dan Levin" target_keywords: ["stablecoins B2B payments", "USDC B2B trade", "stablecoins cross-border payments", "crypto B2B receivables", "stablecoin settlement B2B&
Customer-to-Cash
title: "Why Your ERP Can't Do Customer-to-Cash (And What Can)" category: "Technology" author: "Dan Levin" target_keywords: ["ERP accounts receivable limitations", "customer-to-cash platform", "ERP vs AR automation", "B2B collections automation"
Customer-to-Cash
title: "The CFO's Guide to Surviving a Tariff War Without Killing Cash Flow" category: "Cash Flow Strategy" author: "Dan Levin" target_keywords: ["tariff impact on cash flow", "CFO tariff strategy", "tariff war B2B trade", "managing
Customer-to-Cash
title: "Net Terms Are a Product, Not a Policy" category: "Revenue Strategy" author: "Dan Levin" target_keywords: ["net terms B2B", "payment terms as competitive advantage", "dynamic payment terms", "B2B net terms strategy", "flexible payment terms
Customer-to-Cash
Here's a scenario that plays out every day in global B2B trade: A new buyer places a $200,000 order. Your sales team is thrilled. They push to approve net-60 terms to close the deal. The credit team runs a basic check — D&B report looks
Cross-Border Payments
Ask any wholesaler or distributor what they pay for cross-border payments, and they'll give you the wire transfer fee. $25-$50 per transaction. Sounds manageable. They're wrong by a factor of 10. The Fee You See vs. The Fees You Don't The wire
Customer-to-Cash
Days Sales Outstanding. Three words, one number, and an ocean of misunderstanding. Every CFO knows their DSO. Most can recite it from memory. But here's the uncomfortable truth: the way most companies calculate, interpret, and act on DSO is fundamentally flawed. The Standard DSO Problem Most companies calculate
Customer-to-Cash
There's a narrative going around that AI is going to replace finance teams. It's wrong — but not for the reason you think. The Replacement Myth Every wave of automation technology comes with the same prediction: humans out, machines in. RPA was supposed to eliminate AR clerks.
Customer-to-Cash
Everyone's talking about tariffs. What they're not talking about is what happens to your cash flow after the tariff hits. The Visible vs. Invisible Impact When a new tariff drops, the immediate reaction is predictable: renegotiate pricing, find alternative suppliers, absorb or pass through costs. That&
Customer-to-Cash Fundamentals
From buyer onboarding to cash collection — how AI is transforming every stage of the customer-to-cash lifecycle for modern B2B teams.